Transparent Terms, No Surprises
We believe in clarity. Here are the key parameters of our loan programs so you know exactly what to expect before you apply.
$100,000 – $5,000,000+
Flexible funding for everything from single-family flips to DSCR loans. Larger amounts available for qualified borrowers.
6 – 24 Months
Short-term financing aligned with your exit strategy, whether that’s a sale, refinance, or stabilization.
Property Types
Single-family, multi-family, mixed-use.
As Fast as 24 Hours
We make decisions quickly because we underwrite the deal, not just the borrower.
Up to 75% LTV / Up to 95% LTC
Based on property value, project scope, and borrower experience. Higher leverage available for strong deals and strong investors.
Ready to Fund Your Next Deal?
Fill out the form below and a member of our team will reach out within 24 hours with your pre-approval options. No obligation, no credit pull to get started.
TRUSTED BY 5,000+ REAL ESTATE INVESTORS
Funding in 5-7 Days
Close fast and never lose a deal to slow financing.
Loans from $100K to $5M+
Flexible capital for projects of every size.
No Tax Returns Required
We underwrite the asset, not your personal income.
From first-time flippers to seasoned developers, East River Capital has helped hundreds of investors secure the capital they need to close deals and grow portfolios.
AZ, CA, ID, MN, MT, NE, NV, NJ, OR, UT, VT
How the Funding Process Works
A straightforward process built for speed. From your first call to funded deal, we keep it simple so you can focus on your investment.
01
Submit Your Deal
Tell us about your property and funding needs. Fill out a quick application online or call us directly — no lengthy paperwork to get started.
02
Get Matched & Review Terms
We evaluate your deal based on the property and project merits. Term sheet issued within 24 hours.
03
Close & Get Funded
Once terms are agreed, we coordinate title, appraisal, and legal. Most deals close within 14 business days.
Property Types We Fund
Whether you’re flipping a single-family home or developing a multi-family community, East River Capital has the program and the capital to back your project.
Single-Family Homes
The bread and butter of real estate investing. We fund purchases, rehabs, and refinances on 1–4 unit residential properties across all major markets.
Multi-Family Units
Finance duplexes, triplexes, and small apartment buildings. Ideal for investors building rental income or value-add repositioning plays.
Commercial Properties
Bridge and hard money loans for retail, office, mixed-use, and industrial assets. We understand commercial underwriting and move fast on qualified deals.
Fix & Flip Projects
Short-term purchase and renovation loans with rehab draws built in. We fund the acquisition and the construction budget so you can focus on execution.
Rental Properties (DSCR)
Acquire or refinance stabilized rental properties based on property cash flow, not personal income. Bridge-to-DSCR pathways available.
Ground-Up Construction
Financing for raw land acquisition, entitled lots, and ground-up development. Draw schedules tied to construction milestones.
Don’t Lose Your Deal Waiting on a Bank
Traditional lenders move slowly and require extensive documentation. Hard money loans are built for investors who need to act now.
What Our Clients Are Saying
Real deals. Real results. Here’s why investors keep coming back to East River Capital.