Terms of Use

Last Updated: April 2026

These Terms of Use (“Terms”) govern your access to and use of the website located at https://eastriver.capital/, including any pages, forms, calculators, content, communications, and services offered through the website.

The website is operated by East River Capital Group (“East River Capital Group,” “we,” “our,” or “us”).

By accessing or using this website, submitting information, requesting loan options, or communicating with us through the website, you agree to be bound by these Terms. If you do not agree with these Terms, do not use this website.

1. About East River Capital Group

East River Capital Group is a private lending and loan brokerage firm. We may originate loans from our own capital and may also connect borrowers with third-party private lending partners.

Not all loan programs are originated directly by East River Capital Group. Some loans may be brokered through a network of licensed private lenders, brokers, or lending partners.

2. Business-Purpose Financing Only

The financing options described on this website are intended for business-purpose real estate investment transactions and are not intended for consumer mortgage purposes.

East River Capital Group does not advertise, offer, or provide consumer mortgage loans through this website. Loan programs may be available only to qualified borrowers and qualified investment properties.

3. No Guarantee of Approval

Submitting a loan inquiry, pre-approval request, contact form, or any information through this website does not guarantee loan approval, funding, specific loan terms, specific rates, specific fees, specific leverage, or closing within any particular timeframe.

Loan approval, rates, fees, terms, leverage, documentation requirements, and closing timelines are subject to underwriting, lender criteria, property value, borrower experience, project scope, title review, appraisal, legal review, and other requirements.

Not all applicants will qualify.

4. No Commitment to Lend

Nothing on this website constitutes a commitment to lend, a loan approval, a loan offer, or a binding agreement to provide financing.

Any loan terms discussed, displayed, estimated, or communicated are preliminary and subject to final underwriting, lender approval, documentation, due diligence, and execution of definitive loan documents.

5. Loan Information and Website Content

The information on this website is provided for general informational purposes only. While we seek to provide accurate and useful information, we do not guarantee that all content is complete, current, accurate, or applicable to your specific situation.

Loan programs, rates, terms, fees, leverage, eligibility criteria, documentation requirements, geographic availability, and closing timelines may change at any time without notice.

6. Calculator and Estimate Disclaimer

Any calculator, estimate, payment projection, loan amount projection, loan-to-value calculation, loan-to-cost calculation, or similar tool on this website is provided for informational and illustrative purposes only.

Calculator results are estimates only and may not reflect actual loan terms, interest rates, fees, taxes, insurance, closing costs, reserves, lender charges, escrow requirements, or other costs associated with a transaction.

Actual rates, payments, loan amounts, terms, fees, and costs may vary based on property type, borrower experience, credit profile, project scope, property value, lender criteria, underwriting, and market conditions.

7. No Legal, Tax, Financial, or Investment Advice

The information provided on this website does not constitute legal, tax, accounting, financial, investment, or real estate advice.

You should consult your own attorney, tax advisor, accountant, financial advisor, real estate professional, or other qualified professional before making any borrowing, investment, purchase, renovation, refinance, or development decision.

8. User Responsibilities

By using this website or submitting information to East River Capital Group, you agree that:

The information you provide is accurate, current, and complete.
You have the authority to submit information regarding the property, entity, project, or loan request.
You will not submit false, misleading, fraudulent, or unauthorized information.
You will not use the website for any unlawful, abusive, fraudulent, or unauthorized purpose.
You will not attempt to interfere with the operation, security, or functionality of the website.

9. Communications Consent

By submitting your contact information through this website, you consent to be contacted by East River Capital Group and its lending partners by phone, email, SMS, text message, or other communication methods regarding your inquiry, loan request, pre-approval request, or related services.

You agree that communications may be made using automated technology where permitted by applicable law. Consent to receive communications is not a condition of obtaining financing.

Message and data rates may apply. You may opt out of SMS communications by replying “STOP” where applicable.

10. Third-Party Lenders and Service Providers

East River Capital Group may share your information with third-party private lenders, brokers, lending partners, title companies, attorneys, appraisers, insurance providers, due diligence providers, technology providers, marketing providers, and other service providers involved in evaluating, processing, underwriting, or closing a potential loan transaction.

Third-party lenders and service providers may have their own terms, privacy policies, underwriting standards, licensing requirements, fees, and documentation requirements.

East River Capital Group is not responsible for the acts, omissions, policies, representations, or decisions of third-party lenders or service providers.

11. Intellectual Property

All content on this website, including text, design, layout, graphics, logos, icons, images, videos, forms, calculators, and other materials, is owned by or licensed to East River Capital Group and is protected by applicable intellectual property laws.

You may view and use the website for personal or internal business purposes related to evaluating East River Capital Group’s services. You may not copy, reproduce, distribute, modify, publish, display, sell, or exploit any website content without our prior written permission.

12. Prohibited Uses

You agree not to:

Use the website for any unlawful or fraudulent purpose.
Submit false, misleading, or unauthorized information.
Attempt to gain unauthorized access to the website, servers, systems, or data.
Interfere with or disrupt the website’s operation or security.
Use bots, scrapers, crawlers, or automated tools in a manner that harms or overloads the website.
Copy, scrape, reproduce, or exploit website content for commercial purposes without permission.
Transmit viruses, malware, harmful code, or other disruptive technologies.

13. Third-Party Links

This website may contain links to third-party websites, tools, services, or platforms. These links are provided for convenience only.

East River Capital Group does not control and is not responsible for third-party websites, content, privacy practices, security, products, services, or policies.

Your use of third-party websites is at your own risk and may be governed by their own terms and privacy policies.

14. Website Availability

We may modify, suspend, restrict, or discontinue any part of the website at any time without notice.

We do not guarantee that the website will be uninterrupted, error-free, secure, or available at all times.

15. Disclaimer of Warranties

This website and all content, tools, forms, calculators, and services provided through the website are provided on an “as is” and “as available” basis.

To the fullest extent permitted by law, East River Capital Group disclaims all warranties, express or implied, including warranties of accuracy, completeness, reliability, merchantability, fitness for a particular purpose, non-infringement, availability, and security.

16. Limitation of Liability

To the fullest extent permitted by law, East River Capital Group and its owners, officers, directors, employees, contractors, affiliates, agents, lenders, partners, and service providers shall not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages arising out of or related to your use of the website, reliance on website content, submission of information, communications with us, or inability to use the website.

This limitation applies whether the claim is based on contract, tort, negligence, strict liability, statute, or any other legal theory.

17. Indemnification

You agree to indemnify, defend, and hold harmless East River Capital Group and its owners, officers, directors, employees, contractors, affiliates, agents, lenders, partners, and service providers from and against any claims, damages, liabilities, losses, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to:

Your use of the website
Your submission of information
Your violation of these Terms
Your violation of any law or regulation
Your violation of any rights of another person or entity
Any false, misleading, inaccurate, unauthorized, or fraudulent information you provide

18. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, share, and protect information.

Please review our Privacy Policy here:
https://eastriver.capital/privacy-policy/

19. Changes to These Terms

East River Capital Group may update these Terms from time to time. When we update the Terms, we will revise the “Last Updated” date at the top of this page.

Your continued use of the website after changes are posted means you accept the revised Terms.

20. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State of New York, without regard to its conflict of law principles.

Any disputes arising out of or related to these Terms, the website, or your use of the website shall be handled in the appropriate state or federal courts located in New York, unless otherwise required by applicable law.

21. Contact Information

If you have questions about these Terms of Use, you may contact East River Capital Group using the information below.

Website:
https://eastriver.capital/

Email:
loans@eastriver.capital

Phone:
+1 (929) 545-8125

Address: 123 Business Ave, Suite 500, New York, NY 10001